What do Fed Rates have to do with Mortgage Rates?
What the Fed Rate Is, and How It Affects Your Mortgage "The Fed cut rates, so my mortgage should drop, right?" Not really. Here's how it actually works. What is the Fed rate? The "Fed rate" is the federal funds rate, the interest banks charge each other to borrow money overnight. It's set by the Fed
Down Payment Assistance Programs in Gainesville & Alachua County, FL
Buying a home doesn't have to mean coming up with tens of thousands of dollars out of pocket. Down Payment Assistance (DPA) programs exist to make homeownership more affordable — not just for low-income households, but for working families across all income levels. Here's everything you need to know
The 2026 Gainesville Housing Market: What Homeowners Need to Know Before Selling
The real estate market in Gainesville, Florida continues to evolve in 2026. After several years of rapid price increases followed by rising interest rates, many homeowners are wondering: Is now still a good time to sell? The short answer: yes — but strategy matters more than ever. If you’re thinking
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